Are you a fan of Steak and Shake’s mouthwatering burgers and beverages? Their food is so delicious, that you may find yourself craving it the most of the time.
Have you ever popped into a restaurant only to realize that you’ve left your wallet at home? This is so not ideal. But, wait. What about your phone?
Are you a fan of Steak and Shake’s mouthwatering burgers and beverages? Their food is so delicious, that you may find yourself craving it the most of the time.
Have you ever popped into a restaurant only to realize that you’ve left your wallet at home? This is so not ideal. But, wait. What about your phone?
Hey there, burger lovers and tech geeks! Ever found yerself at a Steak ‘n Shake, craving one of them juicy steakburgers, only to wonder, “Can I just tap my iPhone and pay with Apple Pay here?” Well, I’ve been there, fumbling through my wallet while my milkshake melts. So, I decided to dig into this for ya and get the real scoop on whether Steak ‘n Shake takes Apple Pay. Spoiler alert: Yeah, they do, in many cases! But there’s a lil’ more to it, so stick with me as we break it down real simple and clear.
In this ultimate guide, we’re gonna cover everything you need to know about paying at Steak ‘n Shake with Apple Pay From using it in their app to tapping at the counter, I’ve got the deets. Plus, we’ll chat about other payment options, what to do if Apple Pay don’t work, and even peek into the future of fast-food payments Let’s dive in!
The Big Answer: Yes, Steak ‘n Shake Accepts Apple Pay (Mostly!)
Alright, let’s cut straight to the chase. If you’re wondering, “Does Steak ‘n Shake take Apple Pay?” the answer is yes—at least in a lotta locations and through their app Back in 2021, they rolled out support for Apple Pay in their Steak ‘n Shake Rewards Club app (version 4.0, if you’re curious), and it’s also accepted in-restaurant at many spots That means you can tap your iPhone or Apple Watch to pay for that burger and fries without digging for your card. Pretty sweet, right?
But here’s the kicker: there’s some mixed info out there. Some folks might tell ya they don’t take it at all, and honestly, it might depend on the location or how updated their system is. So, while I’m confident saying “yes” based on what I’ve found, I’d always recommend having a backup plan (like a card or cash) just in case your local joint ain’t on board yet. We’ll get into them details in a sec.
How to Use Apple Pay at Steak ‘n Shake
Using Apple Pay at Steak ‘n Shake is a breeze if they’ve got it set up. Here’s how it works, whether you’re in the app or at the restaurant
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In the Steak ‘n Shake Rewards Club App:
If you’ve got their app downloaded (and you should, for them sweet deals), you can pay for your order right through Apple Pay. Just add your card to your Apple Wallet if you ain’t done that yet, pick your food, and at checkout, select Apple Pay. Tap, confirm with Face ID or Touch ID, and boom—you’re good to go. Plus, if you’re an Apple Card user, you might snag some Daily Cash back on them purchases. How cool is that? -
In-Restaurant or Drive-Thru:
At the counter or drive-thru, it’s just as easy. When it’s time to pay, look for the contactless payment symbol on their terminal (that lil’ wave icon). Hold your iPhone or Apple Watch near it, authenticate with your face or fingerprint, and you’re done. No swiping, no hassle. I’ve done this a bunch at other spots, and it’s a game-changer when your hands are full of ketchup packets.
Now, a quick heads-up: Not every single Steak ‘n Shake might have the tech for contactless payments in-store. Some older terminals or franchise locations might not be updated. If that happens, don’t sweat it—just whip out your physical card or some cash. Better safe than sorry, ya know?
Why There’s Confusion About Apple Pay at Steak ‘n Shake
I gotta be real with ya—there’s a bit of a mess when it comes to info on Steak ‘n Shake and Apple Pay. Some sources I’ve come across swear up and down that they don’t accept it, not in stores, not in the app, nowhere. Others, especially more tech-savvy folks, confirm that since late 2021, Apple Pay has been a thing at many locations and definitely in their updated app. So, what gives?
Here’s my take:
- Timing Issues: The “no Apple Pay” chatter might be old news, from before they updated their systems a few years back. Tech moves fast, and not every blog or review gets refreshed.
- Location Differences: Steak ‘n Shake got hundreds of spots across the U.S., some company-owned, some franchised. Not every one might’ve upgraded their payment gizmos at the same time. Your local diner could be lagging behind.
- App vs. In-Store: Even if the app takes Apple Pay, the in-store experience might vary. It’s a bummer, but it happens with big chains like this.
So, if you’re unsure, just give your nearby Steak ‘n Shake a quick call or check the app before you roll up expecting to tap and pay. I’ve been burned before at other places, and I don’t want y’all going through the same awkward “uh, lemme find my wallet” moment.
Other Payment Options at Steak ‘n Shake
Okay, let’s say Apple Pay don’t work at your Steak ‘n Shake, or you just ain’t into using it. No worries—they’ve got plenty of other ways to take your money (ha!). Here’s what you can use instead:
- Cash: Good ol’ greenbacks. Always works, everywhere. Just make sure you’ve got some on ya if tech fails.
- Credit Cards: They take all the big ones—Visa, Mastercard, Discover, even American Express. Swipe or insert, and you’re golden.
- Debit Cards: Same deal as credit cards. If it’s linked to your bank, it’ll prolly work just fine.
- Steak ‘n Shake Gift Cards: Got one of these from a birthday or whatever? You can use it to pay for your meal. Just don’t expect to use a digital one through Apple Wallet if they don’t support contactless payments.
I usually keep a card in my back pocket just in case tech decides to mess with me. One time, my phone died right at the counter—talk about embarrassing! Cash or card saved the day, so I’m passing that tip to you.
What If You Really Wanna Use Apple Pay?
If you’re like me and love the ease of Apple Pay, but your local Steak ‘n Shake ain’t playing ball, here’s a couple workarounds to still get your burger fix:
- Order Through the App: Even if the in-store terminals don’t support Apple Pay, the Steak ‘n Shake Rewards Club app might. Place your order for pickup or curbside, pay with Apple Pay in the app, and just roll up to grab your food. Easy peasy.
- Use a Delivery App: If you’re getting Steak ‘n Shake delivered through DoorDash or Uber Eats, them apps usually accept Apple Pay. You pay through the delivery service, not directly to the restaurant, so you can tap away on your phone. Just double-check the app’s payment options before you order.
- Give Feedback: Wanna see Apple Pay everywhere at Steak ‘n Shake? Let ‘em know! Hit up their customer service online, drop a comment on their socials, or chat with a manager at your spot. I’ve done this before with other places, and sometimes enough noise gets things moving.
Why Might Some Steak ‘n Shake Spots Not Take Apple Pay?
You might be wondering why not every Steak ‘n Shake is on the Apple Pay train. I’ve thought about this a lot, ‘cause I’m a bit of a nerd for tech and business stuff. Here’s some reasons I reckon might be behind it:
- Cost of Upgrading: Setting up contactless payment systems ain’t cheap. New terminals, software updates, and fees for every transaction add up. Some locations might be holding off to save a buck.
- Keeping Things Simple: Sticking to cash and cards means less training for staff and fewer tech glitches to deal with. I get it—fast food is all about speed, not fixing broken machines.
- Who’s Eating There: Maybe they think their main crowd ain’t big on Apple Pay. If most customers are paying with cash or card, why bother with the fancy stuff?
- Old Contracts: Sometimes, businesses got deals with certain payment processors that lock ‘em into specific systems. Changing that could be a headache.
It’s a shame, ‘cause I think Apple Pay and contactless stuff is the future, but I can see why a chain like this might drag its feet a bit.
The Perks of Using Apple Pay at Steak ‘n Shake
If you can use Apple Pay at your Steak ‘n Shake, there’s some neat benefits to it. Here’s why I’m such a fan:
- Speedy Checkout: Tapping your phone is way faster than digging out a card or counting change. I’m all about getting my food quicker!
- Security: Apple Pay don’t share your actual card number with the restaurant. It’s all encrypted and stuff, so it feels safer than swiping. I’ve had my card info stolen once before—never again if I can help it.
- Rewards with Apple Card: If you’ve got an Apple Card, you might get a lil’ cashback on your purchase. Every penny counts when you’re buying shakes as often as I do.
- No Touch Needed: Especially after the past few years, I like not having to touch keypads or hand over my card. Less germs, more peace of mind.
A Quick Look at Steak ‘n Shake Rewards Club
While we’re on the topic of payments and apps, lemme mention the Steak ‘n Shake Rewards Club real quick. It ain’t directly about Apple Pay, but it’s tied to how you order and pay, especially if you’re using the app. Join up, and you can earn points on every dollar you spend, which you can later cash in for free food or drinks. It’s a sweet deal, and since the app supports Apple Pay, it makes the whole process smoother. I’ve racked up a few free burgers this way—totally worth it!
What’s the Future of Payments at Steak ‘n Shake?
Looking ahead, I’m betting that more and more Steak ‘n Shake locations will jump on the Apple Pay bandwagon. Why? ‘Cause mobile payments are just getting bigger. Everyone’s using their phones for everything these days—heck, I barely carry a wallet anymore. As customers like us keep asking for contactless options, chains gotta keep up or risk losing business to competitors who already got it figured out.
Plus, tech is getting cheaper and easier to roll out. I wouldn’t be surprised if in a couple years, every Steak ‘n Shake has shiny new terminals ready for Apple Pay, Google Pay, and whatever else comes next. For now, though, it’s a bit of a mixed bag, so we just gotta roll with it.
My Personal Experience with Apple Pay and Fast Food
Lemme tell ya a quick story. I’m a huge fan of fast food (who ain’t?), and Steak ‘n Shake is one of my go-tos for a late-night snack. First time I tried using Apple Pay at one, I was pumped—phone in hand, ready to tap. Worked like a charm through the app for a curbside pickup. But another time, at a different location, the cashier looked at me like I was crazy when I held up my phone. Turns out, their machine wasn’t set up for it. I felt kinda silly, but I laughed it off and paid with my card instead.
That’s why I’m stressing to y’all—try it, but don’t bank on it 100%. Tech’s awesome when it works, but it ain’t perfect yet. Got any stories like that yourself? I’d love to hear ‘em if you wanna share in the comments!
Tips for a Smooth Payment Experience at Steak ‘n Shake
To wrap up this deep dive, here’s some handy tips from yours truly to make sure paying at Steak ‘n Shake goes off without a hitch, whether you’re using Apple Pay or not:
- Check Ahead: If you’re set on using Apple Pay, download their app and see if it’s an option for ordering. Or call your local spot to ask if their terminals take contactless payments.
- Carry a Backup: Always have a card or some cash tucked away. Trust me, tech can let ya down at the worst moment.
- Update Your Wallet: Make sure your Apple Wallet got your cards loaded and ready. Ain’t nothing worse than fumbling to add one while the line’s backing up behind ya.
- Join the Rewards Club: Even if it’s not about payments, the app makes ordering easier, and you might snag some deals. Plus, Apple Pay works there for sure in most cases.
- Be Patient: If the cashier ain’t sure about Apple Pay or the machine’s acting up, don’t get frustrated. These things take time to roll out everywhere.
Wrapping It Up
So, does Steak ‘n Shake take Apple Pay? Yup, they do in many spots, especially through their Rewards Club app and at restaurants with updated systems. But it ain’t a guarantee at every location, so don’t be caught off guard if it don’t work. I’ve laid out how to use it, what to fall back on, and why there might be some hiccups along the way. Plus, I tossed in my own two cents from personal mishaps and wins.
Keep tapping (or swiping), my friends, and enjoy them Steak ‘n Shake goodies!

Does Steak and Shake take Apple Pay?
The answer is yes!
Yeah, you read that right. The answer is yes. Whether you’re going to dine inside the restaurant or place an order online, you can use Apple Pay across the board.
So, forget about feeling caught off guard because you left your wallet at home fumbling for cash. Apple Pay is going to simplify the entire payment process so you can focus on the food in front of you.
Also read: Does Krispy Kreme Take Apple Pay

Understanding Apple Pay and its Benefits
Before we get to it, we should probably first understand a little bit more about Apple Pay. Like what it is and how it works.
First, let’s all agree that Apple Pay is a secure and very convenient payment method.
It allows you to make contactless payments using your Apple device, which includes an iPhone, iPad, or Apple watch.

We Finally Know Why Steak ‘N Shake Is So Cheap
FAQ
Does steak n shake do Apple Pay?
The answer is yes!
Does Shake Shake take Apple Pay?
We accept all major credit cards as well as Google Pay, Apple Pay, Shake Shack gift cards, and cash at most locations.
What is the pay at Steak and Shake?
| City | Annual Salary | Monthly Pay |
|---|---|---|
| San Francisco, CA | $39,341 | $3,278 |
| San Jose, CA | $39,089 | $3,257 |
| Petaluma, CA | $38,531 | $3,210 |
| Issaquah, WA | $38,525 | $3,210 |