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Hey there, fam! If you’re wondering, “Does Costco food court accept Apple Pay?” then you’ve stumbled on the right spot I’m here to spill the beans on whether you can tap your iPhone or Apple Watch to snag that iconic $150 hot dog combo. Spoiler alert Yeah, you mostly can, but there’s a lil’ catch or two. Stick with me as we dive into the nitty-gritty of using Apple Pay at Costco’s food court, how it works, what to watch out for, and some slick tips to make your shopping (and eating) game strong.
The Quick Answer: Can You Use Apple Pay at Costco Food Court?
Let’s cut to the chase. Yes, Costco food courts generally accept Apple Pay, especially at the checkout desks or “Cash-Up” spots in most locations across the US. Whether you’re grabbing a slice of pizza or a churro, you can often tap your device and roll. But—and it’s a big but—some individual vendors or sit-down spots inside the food court might not be on board with it. So, it’s smart to peek for the Apple Pay logo or ask the staff before you try to pay with your fancy tech.
Now that we’ve got the basics down, let’s unpack this whole deal. I’m gonna walk ya through everything from how Apple Pay works at Costco to what to do if it don’t work. Trust me, I’ve been there, tryna pay for my grub with just a tap, and I’ve learned a thing or two!
What’s Apple Pay and Why Use It at Costco?
If you ain’t familiar with Apple Pay, lemme break it down real simple. It’s a contactless payment thang from Apple that lets you pay using your iPhone, Apple Watch, iPad, or even a Mac. You just load up your credit or debit card into the Wallet app, and boom, you’re ready to tap and go at stores that accept it. No more fumbling for cards or cash—just a quick wave of your device, and you’re done.
Why bother with it at Costco? Well, for starters:
- Speedy Checkout: Tapping your phone is way faster than digging out a card, especially when the food court line is long as heck.
- Security Vibes: It’s safer coz your card deets ain’t shared with the store. Apple Pay uses some fancy token tech to keep things locked down.
- No Touch Needed: Post-pandemic, we all kinda like the no-contact thing, right? Tap and bounce without handing over germy cards.
Costco, being the giant wholesale beast it is, has jumped on the modern payment train They’ve rolled out Apple Pay across all their warehouse spots in the US, including pharmacies and, yup, most food courts So, let’s get into the food court specifics, coz that’s where you’re prolly headed for that cheap eats fix.
Apple Pay at Costco Food Court: How It Works
Alright, picture this You’ve just loaded up on bulk toilet paper and now you’re starving. You hit up the Costco food court for a quick bite. Can you whip out your iPhone and pay with Apple Pay? Most times, hell yeah! Here’s how it usually goes down
- Check the Spot: Head to the checkout or Cash-Up desk at the food court. Most of these accept Apple Pay no problem.
- Look for the Sign: See if there’s an Apple Pay logo or a contactless payment symbol on the terminal. If you see it, you’re golden.
- Tap to Pay: Hold your iPhone or Apple Watch near the reader. You might need to unlock it with Face ID, Touch ID, or a passcode. Boom, payment done in like two seconds.
- Grab Your Grub: Snatch that tray of pizza or whatever and enjoy life without digging through your wallet.
But here’s the kicker—while the main food court checkout usually takes Apple Pay, some smaller vendors or sit-down restaurant areas inside might say “nah.” They could be stuck on cash or old-school card swipes. I’ve had to pull out a backup card once or twice coz the lil’ burger joint inside didn’t have the tech for Apple Pay. So, always have a Plan B in your pocket, just in case.
Setting Up Apple Pay for Costco Runs
If you ain’t got Apple Pay set up yet, don’t sweat it. It’s easy peasy, and I’ll walk ya through it. Here’s how to get ready to roll at Costco:
- Grab a Compatible Device: You need an iPhone 6 or newer, an Apple Watch, or an iPad (like Air 2 or mini 3 and up). Even some Macs work for online stuff if they’ve got Touch ID.
- Add Your Card: Open the Wallet app on your device. Hit “Add Card” and scan your credit or debit card—or type in the deets. Most major cards work, including them Costco Visa cards.
- Verify It: Your bank might send a code or ask for a quick call to confirm it’s you. Once that’s done, the card’s in your Wallet.
- Link Costco Membership (Optional): If you’ve got a Costco membership, you can sometimes link it for extra perks or discounts. Check the Costco app for that.
- Test at Checkout: Next time you’re at Costco, hold your device near the payment terminal at the food court and approve the payment. Easy as pie.
Pro tip: Make sure your device is charged and the screen’s awake when you try to pay. I’ve been stuck looking like a fool with a dead phone tryna pay for my hot dog. Keep it powered, fam!
Here’s a quick table of devices that work with Apple Pay, so you know if your gear’s up to snuff:
| Device Type | Compatible Models | Notes |
|---|---|---|
| iPhone | iPhone 6 and newer | Works for in-store and app payments |
| Apple Watch | All models | Perfect for quick taps at checkout |
| iPad | iPad Air 2, iPad mini 3, and newer | Great for app or online Costco buys |
| Mac | Models from 2012+ with Touch ID | Mostly for online purchases via Safari |
If your gadget ain’t on this list, sorry bud, you’re outta luck with Apple Pay. Time for an upgrade, maybe?
Restrictions and Hiccups at Costco Food Court
Now, let’s chat about the not-so-fun stuff. There are a few restrictions when using Apple Pay at Costco food courts, and I’ve run into a couple myself. Keep these in mind so you don’t get caught off guard:
- Vendor Variability: Like I said, not every spot in the food court accepts Apple Pay. The main checkout? Usually fine. But if there’s a separate sit-down area or a specific stall, they might only take cash or cards. Always ask or look for signs.
- Small Transaction Rules: At some Cash-Up desks, if your total is under $10, they might ask for exact change if you’re not using Apple Pay right. I dunno why, but it’s a weird rule I’ve seen. If you’re tapping, it’s usually cool, though.
- Device Setup Snags: You gotta have a passcode or Face ID/Touch ID set up on your iPhone or Watch for Apple Pay to work. If you skipped that step, it ain’t gonna fly.
- Location Limits: This is all based on US Costco spots. If you’re outside the States, I can’t promise Apple Pay works the same. Check with your local warehouse.
I remember one time I was all set to pay with my Watch, but the lil’ food stall dude shook his head and pointed to a “Cash Only” sign. Had to scrounge up some coins from my car. Moral of the story? Keep a backup payment handy, whether it’s a card or a few bucks.
Other Mobile Payment Options at Costco Food Court
What if Apple Pay ain’t your jam, or it don’t work at your spot? No worries, Costco’s got other mobile payment tricks up its sleeve. Here’s what else you can try at the food court:
- Google Pay: If you’re an Android user, Google Pay is accepted at most Costco locations, including food courts. Same deal—tap your phone and go.
- Samsung Pay: Got a Samsung Galaxy? Samsung Pay works too. It’s another contactless option that’s pretty darn smooth.
- Tips for These Options: Make sure your app is updated and your device battery ain’t dead. Keep your payment deets ready, and double-check with the cashier if they take it.
I’ve seen peeps breeze through checkout with Google Pay when my Apple Pay glitched out once. It’s nice to know Costco ain’t picky about which mobile payment you roll with, as long as it’s one of the big ones.
Can You Earn Rewards or Cashback with Apple Pay?
Hell yeah, you can score some sweet rewards using Apple Pay at Costco food court! Here’s the deal: Apple Pay lets you link up your credit cards, including ones with cashback or points for dining. If your card gives, say, 3% back on food purchases, every bite of that Costco pizza earns you a lil’ somethin’.
- Check Your Card: Not all cards have the same rewards. Peek at your credit card’s terms to see what you get for dining or general purchases.
- Pick the Best One: Apple Pay can hold multiple cards. I always switch to the one with the best cashback for food when I’m at Costco.
- Redeem Them Rewards: Don’t let those points sit there. Cash ‘em in based on your bank’s rules.
I’ve racked up a decent chunk of cashback just from food court runs over the year. Link the right card, and you’re basically getting paid to eat. How cool is that?
Splitting Payments with Apple Pay at Costco Food Court
Ever been with your crew at the food court, and y’all wanna split the bill? Apple Pay can help, but it’s not a direct split at checkout. Costco don’t got that feature yet. But here’s a workaround I’ve used:
- One Person Pays: Have one buddy (maybe you) pay the full amount with Apple Pay. Just tap and cover the whole tab.
- Split After with Apple Cash: Use Apple Cash to send money to your friends for their share. Everyone needs Apple Pay set up, but it’s quick to transfer dough between y’all.
- Keep Track: Jot down who owes what before you pay, so there’s no drama later.
I’ve done this with my pals when we’re scarfing down Costco burgers. One of us pays, then we settle up via Apple Cash while we’re still munching. Works like a charm, even if it’s a extra step or two.
Ordering Food Court Items for Pick-Up with Apple Pay
Wanna skip the line and pre-order your food court goodies? Some food courts and chains let you do that with Apple Pay, though it depends on the spot. For Costco, it’s a bit spotty, but here’s how it might work if they’ve got the tech:
- Use the Costco App: Check if your local Costco app lets you order food court items for pick-up. If it does, you can often pay with Apple Pay right there.
- Select and Pay: Pick your items, choose Apple Pay at checkout in the app, and confirm with a tap or Face ID.
- Pick Up Later: Roll up at the set time, grab your order, and skip the wait.
I’ve heard mixed stuff about whether every Costco does this, so you gotta check with your warehouse. I’ve used similar setups at other joints like McDonald’s with Apple Pay, and it’s a lifesaver when I’m in a rush. Fingers crossed your Costco’s got it!
Refunds for Food Court Purchases with Apple Pay
What if that Costco smoothie ain’t hittin’ right, and you want a refund? Getting your money back for a food court purchase made with Apple Pay is usually doable, but it depends on the vendor’s policy.
- Check the Rules: Each food court spot might have different refund steps. Some might zap the money back through Apple Pay instantly; others might need a form or a chat with customer service.
- Keep That Receipt: Hang onto your receipt or digital proof of purchase. It’s your golden ticket to start the refund process.
- Reach Out: If somethin’ goes wonky, hit up the food court staff or customer support to sort it out.
I’ve had to return a messed-up order once (not at Costco, but elsewhere), and having the receipt made it painless. Just don’t toss it, and you’ll be fine if you paid with Apple Pay.
Wrapping It Up: Apple Pay at Costco Food Court Rocks (Mostly)
So, does Costco food court accept Apple Pay? Yup, in most cases, you’re good to go at the main checkout spots. Just watch out for them oddball vendors or sit-down areas that might not take it. Set up your Apple Pay with a compatible device, link a sweet rewards card, and keep a backup payment just in case. Whether you’re splitting the bill with friends, tryna earn cashback, or hoping to pre-order, Apple Pay’s got your back for a smoother Costco food court experience.
I’m a huge fan of tapping to pay—it’s saved me so much hassle over the years. Next time you’re at Costco, give it a shot and see how quick you can grab that hot dog without touching a wallet. Got any weird Costco payment stories or tips? Drop ‘em in the comments, coz I’m all ears! Let’s keep this convo goin’ and help each other shop smarter. Catch ya later, fam!

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Brian YipAugust 1, 2025â¢7 min read
Our team diligently verifies the accuracy of all our reviews.
Why you can trust Kudos
Our team conducts exhaustive evaluations of nearly 3,000 credit cards, setting us apart from many sites that limit their evaluation to only about 150 cards linked to affiliate commissions. While our expert recommendations are detailed in our blog posts, you also have the option to independently navigate our vast selection of credit cards, including over 95% that dont offer us commissions, using our data-driven card explorer tool.
ð³ Our card explorer tool includes nearly 3,000 credit cards, with 95% not linked to commissions.
ð Over 20 years of combined experience in credit cards.
What Other Forms of Payment Does Costco Accept?â
Costco accepts Visa credit cards, debit cards, cash, checks, EBT, Apple Pay, and Costco Cash Cards.
COSTCO Food Court – New way of ordering
FAQ
How to pay at Costco food court?
Can I pay at Costco with my phone?
Does Costco food court take phone orders?
Next time you’re satisfying your Costco Food Court craving, call ahead to place your order and pick up pizza for a quiet night at home.
What payment is not accepted at Costco?
| Payment Method | Accepted In-Store | Accepted Online |
|---|---|---|
| Mastercard | No | Yes |
| American Express | No | No |
| EBT | Yes | No |
| Tricare | No | No |
Does Costco take Apple Pay?
Whether or not they take Apple Pay is today’s hot question. Costco accepts Apple Pay in clubs, online, and at the food court. However, they do not accept Apple Pay at Costco gas stations. Additionally, Costco does not accept Apple Card in clubs, which is a MasterCard credit card.
Can I use my Apple Card at Costco?
Unfortunately, you cannot use your Apple Card at Costco. You can use Apple Pay, but the Apple Card is a MasterCard credit card, which is no longer accepted at Costco stores. Costco’s website accepts MasterCard, so customers can use their Apple Card for Costco online purchases, but not in their club locations.
Does Costco have a food court?
Yes, Costco has a food court. At some locations, you can access it by walking in through the exit doors. In others, it is located near the membership signup desk, close to the main entrance. However, you have to be a member to get to the food court only if it is inside the members-only section and the location is highly restrictive.
Can you pay for food at a food court?
But when it comes to paying for your food at the food court, fortunately, you’re allowed to use modern-day payment transactions. So, for those of you iPhone users, you can breathe easy. You can indeed use Apple Pay to cover the price of your $1.50 hot dog and drink combo, slice of pizza, or chicken bake.
What are alternative food court payment options?
That being said, your alternate food court payment options also include good old cash, personal checks (who knew?), business checks if you’re a current Costco Business member, travelers checks, EBT cards, and Costco Shop cards.
Does Costco accept American Express or Discover credit cards?
Costco does not accept American Express or Discover credit cards either. The Costco support page states that MasterCard and Discover cards are still accepted via Costco.com orders, but these credit cards are no longer accepted in stores.